Dismiss the Overwhelm - It’s Not Too Late to Plan for Your Retirement
Let’s get real. Retirement planning is loaded with feelings of guilt, fear, and overwhelm for many women. If you’ve been ignoring your accounts, feel like you’re "behind," or aren’t sure how to manage the savings you have, keep reading, my friend.
First, take a deep breath—you are not alone, and it is NOT too late to take action.
Let Go of Judgment
Wherever you are on your retirement planning journey, it’s helpful to release any self-judgment that crops up. This is where you are. It does not serve you to criticize past actions. You can seize the opportunity to move forward and positively impact your future!
Make progress as you keep self-judgment in check and take small steps that add up over time.
Action is the Answer
Retirement isn’t only about money—it’s about creating a future where you have choices, freedom, and the ability to enjoy life on your terms. It all starts with action.
The beauty of action is that it creates momentum. Momentum can take you through fear, dissolve guilt, and turn overwhelm into quiet confidence.
Three Smart Actions You Can Take This Month
Check Your Social Security Statement – Log into SSA.gov to review your estimated benefits and ensure your work history is correct. Understand what you might receive when you retire to plan for gaps.
Create a Retirement Budget – (or review one you created previously) Outline estimated expenses for your retirement years. This helps you see if you're on track and identify areas where you may need to adjust savings or spending.
Educate Yourself – Whether you're new to retirement planning or already saving, take time this month to learn more about it. Read blog articles, listen to a podcast, or watch a video on how different retirement accounts work and how to grow your savings. Knowledge = confidence!
No matter where you are, you can take small steps to boost your knowledge, understand what you need, and create a plan to move forward. Action, rather than avoidance, enables you to build confidence and shape your future in retirement and beyond.
I’m all about using fun to banish overwhelm. CLICK HERE for a Bingo Game that helps you take more steps toward a freedom-filled retirement!
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